Please take the time to read the information provided in our terms and conditions for retail policyholders and our Privacy Policy. This information is provided to enable you to make an informed decision as to whether this policy suits your personal circumstances. By continuing to apply online you are consenting to being provided information solely on this website. If you require information about the insurance in writing, please contact us.

The length of this insurance policy may vary and will be shown on your policy documentation. The insurance will cease at the expiry of your policy, or if you, or if we, cancel the insurance policy at any time.

If we need to make any changes to the general conditions or exclusions in the policy, we will provide you with a minimum of 30 days’ notice, in writing.

It is important that you respond accurately and with reasonable care to the questions asked. If the answers you provide are not accurate this may result in your application being delayed or a claim being reduced or rejected, or your policy being cancelled without refund.