Stay Running. Stay Profitable.

Our CNC machine insurance gives you peace of mind that your machinery is protected from breakdowns, operator error, and costly downtime. At Specialty Risks, we cover both new and used machines with flexible, expert-led policies.

Operator Error Damage

Any unintentional and unexpected damage to your CNC machine caused by an operator error during the normal course of operations

Electrical and Mechanical Breakdown

The sudden and unexpected breaking or burning out of any part of the CNC machine whilst it is being used because of a defect(s)

Business Interruption

For machines originally supplied as new to you from manufacturer we cover a contribution towards increased costs of working for up to 30 days, including if you need to use an alternative facility, hire temporary equipment, use different processes or hire temporary staff


For main exclusions and a link to our full terms and conditions and summary which we recommend you read the Policy Wording and Insurance Product Information Document .

CNC engineer using precision machinery protect with CNC machine insurance for new and used equipment

Don’t let one mistake stop production

Speak directly to a CNC machine insurance specialist for a quote:

Features of CNC Machine Insurance

Whether you operate a large-scale production line or a growing machine shop, our CNC machine insurance keeps your operations running and your revenue protected so you can stay focused on precision, performance and production.

Simple monthly Direct Debit payments

Flexible terms to suit your business needs

Specialist and in-house claims handling

Dedicated account manager with CNC insurance expertise

Cover That Works. Get Your CNC Machine covered today.

Built for Machines. Backed by People.

Quotes are quick and easy, even for the latest CNC machines, thanks to our in-house expertise.

We cover new and used CNC machines, backed by an A-rated insurer for your peace of mind.

Our in-house claims team , including a CNC machine expert, supports you every step of the way.

You choose your repair engineer because you know your CNC machine best.

Our friendly  team is here to help by telephone or email, whenever you need assistance.

From Direct Debit premium payments to claims, we keep insurance simple, supported by real people.

Alistair MacDonald

Account Manager

I specialise in providing Machinery Damage & Breakdown cover for clients, machine tools distributors, and manufacturers in the engineering sector. I have extensive experience in the industry which has allowed me to develop a deep understanding of the unique challenges and risks faced by businesses in this field.

David Wilford

Engineering Claims Manager

With over 40 years of hands-on experience in CNC engineering and claims management, I bring a unique blend of technical expertise and insurance insight to the world of mechanical breakdown cover. My CNC machine experience allows me to bridge the gap between complex engineering issues and effective claims handling.

Trusted Insurance for All Major CNC Machine Types

We can provide cover for a wide range of precision engineering and machining tools, including:

Lathes

Milling machines

Machining centers

Turning equipment

Multi-axis systems

Laser and plasma cutters

Frequently Asked Questions (FAQs)

Or if you have a question that you can’t find an answer to, please feel free to contact us at any time:

Please see links above to our Policy Wording and Insurance Product Information Document.

What does the CNC machine insurance cover?

• Mechanical or Electrical Breakdowns after the manufacturer’s warranty ends,  which prevent the machine from operating at full capacity.

• Operator Error Damage that unintentionally causes the machine to stop working.

Business Interruption for machines originally supplied as new to you from manufacturer; we cover a contribution towards increased costs of working for up to 30 days, including if you need to use an alternative facility, hire temporary equipment, use different processes or hire temporary staff.

• We’ll cover the cost of repair or replacement up to the CNC machine’s value.


Is the cover available for both new and used machines?

Yes. Our insurance includes cover for both new and out-of-warranty used CNC machines.


What if my machine can’t be repaired quickly?

For new machines only, if repairs or replacement can’t be completed within 5 working days, for up to 30 days, we’ll cover a contribution towards the increased costs of working such as hiring temporary equipment, using alternative facilities, or bringing in emergency staff.


How much does the CNC machine insurance cost?

The cost of the CNC machine insurance depends on the manufacturer, age and value of your machine. Please contact us for a personalised quotation.


Am I tied into a long-term contract?

No. This CNC insurance continues month-to-month so long as you continue to pay the premium. You can cancel at any time with 30 days’ notice.


What happens if I sell the machine?

You can cancel the policy with 30 days’ notice. The CNC machine insurance is specifically for your business and doesn’t automatically transfer to new owners.


How do I pay?

We offer simple monthly payments via Direct Debit for your convenience.


Can I insure multiple machines?

Yes, we can tailor cover for single machines or full workshops.


What’s not covered?

• Breakdowns during the manufacturer’s warranty period

• Damage from poor maintenance or misuse

• Damage during transit, installation, or commissioning

• Operator error by untrained or unauthorised personnel

• Damage from collisions with vehicles (e.g. forklifts)

• Claims not reported within 14 days

• Wear and tear or gradual deterioration

• Equipment that is hired or loaned out

Please click here for our Policy Wording and Insurance Product Information Document to see the full terms and conditions including exclusions.


Who is the insurer?

Our exclusive CNC insurance is underwritten by AmTrust Specialty Limited, an A rated insurer.


What machines do you cover?

Our CNC insurance covers machines from a wide ranges of manufacturers. Just contact us for a quote.

Where is my machine covered?

Our CNC machine insurance covers machines in the United Kingdom (UK) only. The machine must be at a business premises in the United Kingdom (UK).

Ready to Protect Your CNC Investment?

Get tailored protection that keeps your CNC machines running and your business moving.

CONTACT US

If you have any questions or would like to find out more about how we can support your business please get in touch with us:

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