Stay Running. Stay Profitable.
Our CNC machine insurance gives you peace of mind that your machinery is protected from breakdowns, operator error, and costly downtime. At Specialty Risks, we cover both new and used machines with flexible, expert-led policies.
Operator Error Damage
Any unintentional and unexpected damage to your CNC machine caused by an operator error during the normal course of operations
Electrical and Mechanical Breakdown
The sudden and unexpected breaking or burning out of any part of the CNC machine whilst it is being used because of a defect(s)
Business Interruption
For machines originally supplied as new to you from manufacturer we cover a contribution towards increased costs of working for up to 30 days, including if you need to use an alternative facility, hire temporary equipment, use different processes or hire temporary staff
For main exclusions and a link to our full terms and conditions and summary which we recommend you read the Policy Wording and Insurance Product Information Document .
Don’t let one mistake stop production
Speak directly to a CNC machine insurance specialist for a quote:
Features of CNC Machine Insurance
Whether you operate a large-scale production line or a growing machine shop, our CNC machine insurance keeps your operations running and your revenue protected so you can stay focused on precision, performance and production.
Simple monthly Direct Debit payments
Flexible terms to suit your business needs
Specialist and in-house claims handling
Dedicated account manager with CNC insurance expertise
Cover That Works. Get Your CNC Machine covered today.
Built for Machines. Backed by People.
Quotes are quick and easy, even for the latest CNC machines, thanks to our in-house expertise.
We cover new and used CNC machines, backed by an A-rated insurer for your peace of mind.
Our in-house claims team , including a CNC machine expert, supports you every step of the way.
You choose your repair engineer because you know your CNC machine best.
Our friendly team is here to help by telephone or email, whenever you need assistance.
From Direct Debit premium payments to claims, we keep insurance simple, supported by real people.
Alistair MacDonald
Account Manager
I specialise in providing Machinery Damage & Breakdown cover for clients, machine tools distributors, and manufacturers in the engineering sector. I have extensive experience in the industry which has allowed me to develop a deep understanding of the unique challenges and risks faced by businesses in this field.
David Wilford
Engineering Claims Manager
With over 40 years of hands-on experience in CNC engineering and claims management, I bring a unique blend of technical expertise and insurance insight to the world of mechanical breakdown cover. My CNC machine experience allows me to bridge the gap between complex engineering issues and effective claims handling.
Trusted Insurance for All Major CNC Machine Types
We can provide cover for a wide range of precision engineering and machining tools, including:
Lathes
Milling machines
Machining centers
Turning equipment
Multi-axis systems
Laser and plasma cutters
Frequently Asked Questions (FAQs)
Or if you have a question that you can’t find an answer to, please feel free to contact us at any time:
Please see links above to our Policy Wording and Insurance Product Information Document.
CNC machine insurance protects your business against financial loss if your CNC equipment breaks down, or suffers operator error. Without cover, repairs or replacements can cost tens of thousands of pounds, and downtime could disrupt your entire production schedule.
Yes. Many standard commercial policies exclude operator mistakes, but our CNC machine cover specifically includes accidental operator errors that cause damage to the machine.
Mechanical and electrical breakdown is included as standard. This means if a part fails due to technical fault, repairs or replacements are covered, without the need for a separate breakdown policy.
Business Interruption for machines originally supplied as new to you from manufacturer; we cover a contribution towards increased costs of working for up to 30 days, including if you need to use an alternative facility, hire temporary equipment, use different processes or hire temporary staff.
We cover a wide range of machines, including CNC milling machines, lathes, routers, laser cutters, and plasma cutters. If your machine is computer-controlled and essential to your operation, we can likely insure it.
Yes. Our insurance includes cover for both new and out-of-warranty used CNC machines.
The cost of the CNC machine insurance depends on the manufacturer, age and value of your machine. Please contact us for a personalised quotation.
We offer simple monthly payments via Direct Debit for your convenience.
No. This CNC insurance continues month-to-month so long as you continue to pay the premium. You can cancel at any time with 30 days’ notice.
You can cancel the policy with 30 days’ notice. The CNC machine insurance is specifically for your business and doesn’t automatically transfer to new owners.
Yes, we can tailor cover for single machines or full workshops.
• Breakdowns during the manufacturer’s warranty period
• Damage from poor maintenance or misuse
• Damage during transit, installation, or commissioning
• Operator error by untrained or unauthorised personnel
• Damage from collisions with vehicles (e.g. forklifts)
• Claims not reported within 14 days
• Wear and tear or gradual deterioration
• Equipment that is hired or loaned out
Please click here for our Policy Wording and Insurance Product Information Document to see the full terms and conditions including exclusions.
Our exclusive CNC insurance is underwritten by AmTrust Specialty Limited, an A rated insurer.
Yes. Our policies are designed for UK-based businesses.
Ready to Protect Your CNC Investment?
Get tailored protection that keeps your CNC machines running and your business moving.
CONTACT US
If you have any questions or would like to find out more about how we can support your business please do get in touch with us using the contact form or communication methods below. Our office hours are Monday to Friday 0900 to 1700 excluding public/bank holidays.
